Privacy Policy

Effective Date: August 26, 2026

Last Updated: August 2026

Welcome to yonomoneyrummy.com (“Money Rummy,” “Platform,” “we,” “our,” or “us”). We are deeply committed to protecting your privacy and securing your personal and financial information. This comprehensive Privacy Policy outlines our data practices regarding the collection, usage, processing, and protection of your data when you use the Money Rummy mobile application and website.

By accessing our Platform, downloading the APK, or registering an account, you explicitly consent to the practices described in this Privacy Policy. If you do not agree with any terms, please do not use our services.

1. Information We Collect

To provide a seamless, lag-free, and secure real-money gaming experience, we collect specific categories of information.

A. Personally Identifiable Information (PII)

When you register on the Money Rummy app, we collect:

• Mobile Number: Required for OTP-based secure login and account binding.
• Profile Details: Username, display picture (if uploaded), and age declaration.
• KYC Documents: In the event of large withdrawals or suspicious activity, we may request Government-issued ID (such as Aadhaar or PAN) to comply with Indian Anti-Money Laundering (AML) guidelines.

B. Financial Information

To facilitate our automated instant payout engine, we collect:

• Payout Details: UPI ID (e.g., yourname@ybl) or Bank Account Number and IFSC code.
• Transaction History: Logs of your deposits, successful/pending withdrawals, UTR numbers, and agent commission claims.
• Note: We do NOT collect or store your Debit/Credit Card numbers, CVV codes, or net banking passwords. All payment processing is handled securely by RBI-approved third-party payment gateways.

C. Technical and Device Data

Our servers automatically record technical data to prevent fraud and ensure absolute layout alignment on your device:

• Device Attributes: Hardware model, Android OS version, IMEI number, MAC address, and device screen resolution.
• Network Data: IP address, mobile network provider, and connection speed (to optimize game latency).
• Usage Logs: Session duration, game preferences, betting patterns, and crash reports.

2. How We Use Your Information

We process your data strictly to operate and improve the Money Rummy ecosystem. Your information is used to:

1. Account Management: Create, secure, and manage your player profile and agent dashboard.
2. Financial Processing: Automate your deposit allocations and process instant UPI/Bank withdrawals seamlessly.
3. Fraud Prevention: Deploy server-level algorithms to detect multiple accounts on a single device, block emulators, and prevent table collusion.
4. Agent Program Tracking: Accurately attribute referral clicks, downloads, and passive commission distribution within our 3-Tier Agent Program.
5. Customer Support: Review live chat histories and transaction screenshots to resolve your queries instantly.

3. Data Sharing and Third-Party Disclosures

We have a strict “No Sale” policy regarding your personal data. We do not sell, rent, or trade your information to marketing agencies. However, we may share specific data under the following circumstances:

• Payment Gateways & Banking Partners: Financial data (UPI ID, amount) is shared with verified payment processors to execute your withdrawal and deposit requests.
• Legal Compliance & Law Enforcement: We may disclose your data if required by a court order, government request, or to comply with applicable laws (such as tax or cyber laws in India).
• Platform Security: We reserve the right to share technical data (like IP addresses) with cybersecurity firms to trace and prosecute hackers attempting to manipulate our RNG algorithms.

4. Data Security & Encryption Standards

Money Rummy employs military-grade security architectures to protect your digital footprint:

• 256-Bit SSL Encryption: All data transmitted between your mobile app and our servers is heavily encrypted, preventing middle-man interception.
• Secure Server Configurations: Our backend databases are secured behind multiple layers of custom firewalls and strictly restricted to authorized administrative personnel.
• Automated Fraud AI: Continuous monitoring systems instantly lock accounts exhibiting suspicious API requests or automated bot behaviors.

5. Cookies and Tracking Technologies

Our website (yonomoneyrummy.com) utilizes cookies to enhance your browsing experience. Cookies are small text files stored on your browser that help us:

• Remember your language and display preferences.
• Track the effectiveness of our Agent Program referral links.
• Analyze webpage traffic using analytics tools to improve site loading speeds.
• You can instruct your browser to refuse all cookies, although some website features may not function optimally.

6. Children’s Privacy (Strict 18+ Policy)

The Money Rummy app is explicitly restricted to users who are 18 years of age or older. We do not knowingly collect personal data from minors. If we discover that an account has been created by a minor, we will immediately terminate the account, forfeit the wallet balance, and delete all associated data from our servers.

7. Your Data Rights

Depending on your jurisdiction, you have the right to:

• Access & Review: Request a summary of the personal data we hold about you.
• Correction: Update or correct any inaccurate banking or personal details through the app interface or via customer support.
• Account Deletion: Request the permanent deletion of your account and associated data. (Note: We may retain specific transaction logs for up to 5 years to comply with financial and tax regulations).

8. Changes to this Privacy Policy

We may update this Privacy Policy periodically to reflect technological advancements or new legal requirements. We will notify you of any significant changes via an in-app pop-up or a notice on this website prior to the change becoming effective.

9. Contact Our Data Protection Officer (DPO)

If you have any questions, concerns, or requests regarding your personal data or this Privacy Policy, please contact our Data Protection Team:

• Email: privacy@yonomoneyrummy.com
• Grievance Officer: grievance@yonomoneyrummy.com
• Support Portal: Use the 24/7 Live Chat feature inside the Money Rummy App.